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Personal Money Planning Documents
Two major areas of our business are the giving of investment advice and managing client investments. If you are using or are considering using these services, you may want to spend some time reading this document. It contains our philosophy on designing and maintaining client portfolios. If you have any questions about what you read, you are welcome to contact us.
Any person who provides investment advice for a fee must register with either the Federal Securities and Exchange Commission (SEC) or their State Securities Board. Which one depends on a variety of factors, but mainly comes down to the size of the advisory company. Form ADV Part II or its equivalent (we call ours the Disclosure Document) contains information that the federal government, state securities board, and Personal Money Planning, LLC deem important for you to know. It describes the firm, its principal parties, and the services provided to clients. We encourage you to read it in its entirety. If you have any questions on this form, the information it contains, or about Personal Money Planning,LLC, please contact us.
Many clients use us to manage their investments. This is different from financial planning or hourly advice, as we monitor their investments on an ongoing basis and adjust their portfolio as needed to their or the economy's changing conditions.
This is our basic contract and covers hourly services. This may be just a quick meeting to discuss an isolated need or an in-depth comprehensive financial planning engagement.
This is the device we use, in addition to interviews and a review of investing experience, to determine a client's risk tolerance. This is critical in designing an appropriate portfolio for their unique situation.
Monthly Market Monitor
Each month, Eaton Vance produces this Market Monitor to keep us up to date. Here is the latest.
Texas Estate Planning Primer: This 13 page booklet is written by Wichita Falls' estate planning attorney Erwin Davenport. It is chock full of useful, easy-to-understand information about Texas estates.