Gary Silverman CFP®

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Gary is the founder of the firm. Back in 1993, he formed Personal Money Planning as a place where folks could turn for help and advice in their money matters. Early on he saw the conflicts of interest that resulted from being paid for selling clients stuff and shifted the firm to the fee-only advisory firm that continues today.

Over the years, the firm has grown from Gary handling everything to being a team of professionals. Currently, he provides strategic oversight of the investment side of the firm as well as being a voice of the firm in its outreach purposes. Gary's financial articles can be read weekly in the Wichita Falls Times Record News. 

Gary’s book, Real World Investing: A Sensible Approach from the Guy Without the Tie, is available on

Gary earned an MBA from the University of Dallas and a BS in Psychology from Miami Christian College. In addition, he holds the CERTIFIED FINANCIAL PLANNER license. These provide Gary the educational and professional background necessary to guide individuals and families in their quest of financial knowledge and security.

His insights are the subject of numerous television interviews, newspaper articles, public speaking engagements, and has contributed to the Journal of Financial Planning.

Early on, Gary taught business and management courses at Midwestern State University, Wayland Baptist University, and Vernon College; and he hosted a financial television show for many years.

Gary’s background is more than just finance. He was a submarine sailor in the Navy, a training supervisor for Texas Utilities, and has consulted with several Fortune 500 companies in the area of personnel productivity.