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Blog

Michelle Kuehner | Jan 29, 2026

How You Ruin Tomorrow, One Evening at a Time

A shower after work can feel like washing off the day, both physically and mentally. A warm bath can be even more effective for sleep. Heating the body and then
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Michelle Kuehner | Jan 29, 2026

Your Evening Isn’t Broken—It’s Unclaimed

After a long workday, it’s laughably easy to tumble into the Couch Dimension: shoes kicked off, brain unplugged, thumb scrolling like it’s clocking overtime. It
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Michelle Kuehner | Jan 29, 2026

Avoid Turning Your Inherited IRA Into an IRS Tip Jar

Inheriting an IRA from someone who was not your spouse can feel like a financial gift—until you meet the maze of rules that come with it. The IRS doesn’t
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Michelle Kuehner | Jan 13, 2026

5 Financial Crossroads That Could Reshape Your Future

Finance
Retirement
Family
Tax Planning
Risk Management

You know how life tends to throw in a few plot twists?

They don't ask if you're ready. They just show up—with potential financial consequences tagging along.

A

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Michelle Kuehner | Dec 13, 2025

What 2025 Taught Us About Staying the Course

Investments
Finance
Risk Management
Retirement

Some years pass quietly. 2025 wasn't one of them.

Between market swings, geopolitical shocks, and a news cycle that never seemed to pause, this year tested

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Michelle Kuehner | Nov 13, 2025

How to Talk to Your Aging Parents About Estate Planning (Without Making It Tense)

Estate Planning
Family
Health
Disability
Insurance
Risk Management

These conversations aren’t easy.

Bringing up long-term care or estate planning with aging parents can feel like stepping on a landmine—awkward, emotional, maybe

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Michelle Kuehner | Oct 13, 2025

5 Smart Ways to Use Your Tax Refund in 2025

Investments
Finance
Tax Planning

Tax season might not spark joy, but a refund sure can.

In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of

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Michelle Kuehner | Sep 13, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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Michelle Kuehner | Aug 13, 2025

Why Your Brain Sabotages Your Investment Plan (No Matter What the Market Does)

Investments
Finance
Savings
Risk Management

The Dow crosses 45,000. Your brain whispers: "This has to be the top."

The market drops 15%. Your brain screams: "Get out before it gets worse!"

Different

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Michelle Kuehner | Jul 13, 2025

Why Patience Beats Perfection: The Long-Term Investor's Guide to Market Timing

Finance
Investments

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record

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Michelle Kuehner | Jun 13, 2025

Financial Spring Cleaning: 8 Ways To Refresh Your Finances

Retirement
Investments
Savings

As spring arrives and the weather warms up, many people turn their attention to cleaning out closets and organizing their homes. According to a recent survey

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Michelle Kuehner | Jun 11, 2025

Three Scenarios for An Owner’s Exit

To run an airline you don’t have to be an ex-pilot or ex-mechanic. You do have to know about shareholder relations, corporate finance, staffing, etc. Because of
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PLEASE NOTE: Office Hours Are By Appointment Only....Because we set aside time just for YOU. Personal Money Planning is a fee-only financial planning and investment advisory firm. We help people reach the goals they have in life through financial planning, offering investment advice, and managing investments. We act as a fiduciary so the clients' interests are always first: The recommendations we make are better than just suitable, they are specifically tailored to be the best for the client's life. Also, we are paid by either a flat-fee or percentage of assets, not commissions, so our clients know we are not being enticed by any additional payment to ourselves from the companies we recommend.

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Wichita Falls, TX 76308

Personal Money Planning, Investment Advisory Service, Wichita Falls, TX
940-692-6885
mail@personalmoneyplanning.com
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