A lifetime resident of Wichita Falls, Michelle joined Personal Money Planning in 2005, which makes her a veteran of the Financial Services Industry with over 25 years of experience. The first 12 years she was primarily in banking and consumer lending. The last 13 years she’s been with Personal Money Planning. Her duties here have included everything from Office Manager, Human Resources Manager, Chief Compliance Officer, Managing Director of Operations and more. As of 2018, her list now includes President.
Michelle holds the Series 65 license which allows her to provide investment management advice as an Investment Advisor Representative. She has also completed her course work in the highly prestigious Certified Financial Planning® certification program. In addition, Michelle has earned the designations of Certified Credit Counselor and Certified Financial Health Counselor. This allows her to better assist the firm’s clients in learning the importance of budgeting, savings, retirement funding, in addition to helping them understand mortgage lending and student loans. She also has a well-followed personal finance blog called Fix Our Budget.
As the Chief Compliance Officer, she ensures that management and employees are in compliance with the rules and regulations of regulatory agencies, that company policies and procedures are being followed, and that behavior within the organization meets the company’s Code of Ethics. She is a member of the National Society of Compliance Professionals (NSCP) and the DFW Compliance Professionals.
Being part of the community is important to Michelle as well. She is a Sustainer for the Junior League of Wichita Falls where she has held various leadership positions. She has also served on the boards for Wichita Falls Human Resource Management Association and Associated Business Partners.
Michelle holds a Bachelor’s degree in Occupational Education with a Business specialization from Wayland Baptist University, where she graduated with highest honors.
Michelle spends hundreds of hours a year studying regulations and laws to maintain her level of expertise in areas of compliance, human resources, investment management, personal finance, consumer finance, and financial planning.