Going forward, your investment returns may be lower than what you’d expect. Way lower. In the past, the stock market has averaged around 9-10% over the last
I mentioned that stocks, bonds, and cash all looked scary. Stocks because, well, they act like stocks. Cash is scary because of the abysmal rates of return it
One of the most important things you can do when planning, maintaining, revisiting, or just plain worrying about your investments is consider why you are
We discussed selling an investment that is down on its luck. Today I want to talk about selling your winners. Of course, there are three things that you will
One thing that we do in our firm is help people with retirement planning. Part of the planning involves figuring out what people need to do investment-wise in
Interest rates are low. They are low because the Federal Reserve wants them low. The Fed wants them low to encourage borrowing. They know that borrowed money is
Kids. They are literally part of you. You are as emotionally connected to them as you are to anyone or anything. Their well-being is so important that you would
Over the years, I’ve talked about a reasonable withdrawal rate from your investments. This is the amount you can start drawing from your investments that allows
Not that many years ago, before the financial crisis, when a client came to me with large amounts of money they wanted to keep safe, I would typically recommend
I’ve been a proponent of the investment technique called Dollar Cost Averaging (we’ll abbreviate it DCA for this article). DCA is when, instead of putting a
There are many ways to invest your money. There are different investment types, different ways to invest in those types, different strategies for managing the
