- Who We Are
- What We Do
- Choosing a Financial Advisor
- Upcoming Events
- Tools You Can Use
- Contact Us
- Client Login
By Gary Silverman, CFP®
How about a break from money and investing this week? After all, it’s not every year that my column falls on Christmas (it’s about one in seven). A few Christmases ago I wrote the following:
For most of us the conversation isn’t whether or not we’ll need long term care, but rather when. According to the U. S. Department of Health and Human Services as many as 70% of those turning 65 years of age are likely to require long-term care, meaning that it probably makes sense to start planning for this as an eventuality rather than a possibility.
As we age, the odds of incurring an injury or major illness that will prevent us from performing simple daily functions increase substantially. Today, one in three people over the age of 65 will require assisted care of some sort. Past age 75 the odds increase to where one in two will need nursing care.
Insurance is an absolute and complete utter waste of money.
Unless something bad happens.
While I do not sell insurance, I am a big proponent of it.
Donna Adams, CLU, provided this article. Donna owns a local State Farm Insurance agency in Wichita Falls, Texas.
Determining ownership and the value of stolen property for claim purposes following a fire or theft is difficult when there's no proof of ownership. But you can rest easier when you have completed a home inventory. Here are some tips to help you:
This article was written by Jackie Spragins. More about her at the end.
There are basically four types of health insurance available today – Traditional, PPO, HMO, and Medicare.