Personal Money Planning |

Created as a result of the Great Depression, The Social Security Act was signed into law by President Roosevelt in 1935; mainly due to the rise in poverty of

Personal Money Planning |

Zombie debt is old debt that is typically written off as bad debt by the original creditor and then later sold to collection agencies for pennies on the dollar

Personal Money Planning |

Investing in the stock market can be extremely rewarding, but not without risk. While most investors understand that market volatility is a given in the stock

Personal Money Planning |

Like health care, many of us continue with the same auto insurance policy for years, never bothering to find out whether another insurance carrier could provide

Personal Money Planning |

Reverse mortgages have been around for a long time, but in recent years they have become more popular. Though some experts consider a reverse mortgage a last

Personal Money Planning |

In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply

Personal Money Planning |

We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion

Personal Money Planning |

Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don

Gary Silverman, CFP® |

By Gary Silverman, CFP®

Today’s column is for “old” people. But what is old? In this case, age 50 and older. You see, last year, Midwestern State University

Personal Money Planning |

Time certainly goes by fast. One day you’re interviewing for your first job and the next thing you know you’re a few short years from applying for Social