Personal Money Planning |

While it may not seem so, there are a lot of painless ways to save money. Not just for those who have a limited cash flow, but also for those with plenty of

Personal Money Planning |

Donating money to our favorite charitable organization is a year-end ritual for many of us. While monthly giving has gained in popularity in recent years, most

Personal Money Planning |

Whether you like it or not, a good credit score is essential. Your credit score factors into everything from insurance rates, to whether you get the job you

Personal Money Planning |

There are a variety of financial management tools and applications available today that can be used to help you manage your money. From software applications to

Personal Money Planning |

Created as a result of the Great Depression, The Social Security Act was signed into law by President Roosevelt in 1935; mainly due to the rise in poverty of

Personal Money Planning |

Zombie debt is old debt that is typically written off as bad debt by the original creditor and then later sold to collection agencies for pennies on the dollar.

Personal Money Planning |

Investing in the stock market can be extremely rewarding, but not without risk. While most investors understand that market volatility is a given in the stock

Personal Money Planning |

Like health care, many of us continue with the same auto insurance policy for years, never bothering to find out whether another insurance carrier could provide

Personal Money Planning |

Reverse mortgages have been around for a long time, but in recent years they have become more popular. Though some experts consider a reverse mortgage a last

Personal Money Planning |

In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply

Personal Money Planning |

We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion

Personal Money Planning |

Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don