By Gary Silverman, CFP®
Last time we started looking at Socially Responsible Investing (SRI). We saw that mutual funds working in this area can use one of two
By Gary Silverman, CFP®
Over the last couple of decades, a new style of investing has emerged: Socially Responsible Investing (SRI). Letting more than your
By Gary Silverman, CFP®
Social Security provides benefits to about 50 million people. Yet the system’s troubles are so well known that most middle-aged people
By Gary Silverman, CFP®
For the last two weeks we looked at the trouble with Social Security (the program is bringing in less money than it pays out and
By Gary Silverman, CFP®
Last week I opened a discussion of Social Security and how to fix it. The proposed fixes are numerous but fall into two basic camps
By Gary Silverman, CFP®
The Social Security system is big. It is the single largest program in the federal government’s budget. Almost one-quarter of all
By Gary Silverman, CFP®
Two houses. Almost identical. Two sets of owners. About the same in age and income. Different parts of town.
Bob planted a small tree
By Gary Silverman, CFP®
Today, we’ll finish up our current conversation about retirement. I once read a report that said only 35% of Americans surveyed thought
A post-secondary degree is essential for some to earn a foothold in the workforce.
By Gary Silverman, CFP®
Last week I introduced the 4% rule when it comes to retirement. It means you could draw up to 4% of your portfolio your first
By Gary Silverman, CFP®
In your retirement planning, after determining all the non-investment income you can expect and subtract out the expenses you’ll likely
By Gary Silverman, CFP®
In this space, we’ve been discussing what you need to consider when doing retirement planning. Lately we’ve been looking at problems
